There are several Connected Car startups which use data from the OBD port in cars to provide useful information. There is a big opportunity for a large telco carrier like O2 to build a holistic consumer app that integrates data from the OBD startup's API with other useful consumer services. The success of the O2 consumer app will lie in focusing not just on the car but also on seamlessly adding value to the consumer's entire "life on the move".

Fireflies aims to reinvent customer support.

Fireflies will build a platform that empowers customers to support each other solve their support issues. The platform will transform customer support from a cost center into a marketing avenue where customers promote the brand to other fellow customers.

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Fintech innovations have simplified banking and insurance processes, allowed access to credit and banking for previously underserved communities and brought modern experiences to banking to suit a millennial lifestyle.

In this paper we list some of the key opportunities and companies for partnership. We also describe one disruptive idea that can get rapid traction for the telco in financial services for millennials.